Atal Pension Yojana 2023 (APY) is a government-sponsored pension scheme launched by the Government of India in 2015. The scheme is aimed at providing a defined pension to unorganized sector employees, such as maids, drivers, gardeners, and other low-income groups. Under the APY 2023, subscribers can receive a minimum guaranteed pension of Rs. 1,000 per month, Rs. 2,000 per month, Rs. 3,000 per month, Rs. 4,000 per month, or Rs. 5,000 per month, depending on the contribution amount and age at the time of joining.
Atal Pension Yojana
The Atal Pension Yojana 2023 is open to Indian citizens between 18 and 40 years of age and requires them to make regular contributions until the age of 60 years. The scheme is headed by the Pension Fund Regulatory and Development Authority and offers tax benefits to subscribers. The scheme’s official website is npscra.nsdl.co.in.
Atal Pension Yojana 2023
APY 2023 is a scheme launched by Narendra Modi, prime minister of India in 2015. The aim of the scheme is to provide a regular pension income to citizens working in the unorganized sector, who may not have access to formal pension schemes. The scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA).
The contribution amount for Atal Pension Yojana 2023 varies depending on the pension amount chosen and the age of the subscriber. The contribution ranges from Rs. 42 to Rs. 1,454 per month. The government also provides a co-contribution of 50% of the subscriber’s contribution or Rs. 1,000 per year, whichever is lower, for a period of 5 years for eligible subscribers
Atal Pension Yojana 2023 Overview
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Atal Pension Yojana 2023 Eligibility Criteria
Here are the Atal Pension Yojana 2023 Eligibility Criteria:-
1. The scheme is open to all Indian citizens between the ages of 18 and 40 years.
2. The subscriber must have a savings bank account.
3. The subscriber should not be a member of any statutory social security scheme, such as the Employees’ Provident Fund (EPF), the National Pension System (NPS), or the Government Pension Scheme (GPS).
4. The subscriber should not be an income taxpayer.
5. The subscriber must provide a valid mobile number and consent for receiving SMS alerts.
6. The subscriber must provide a valid Aadhaar number or Permanent Account Number (PAN) at the time of registration.
7. The subscriber must ensure that there is sufficient balance in the savings account to cover the monthly contribution.
Atal pension yojana 2023 official website
The Atal Pension Yojana 2023 official website is npscra.nsdl.co.in. This website is managed by the National Pension System Trust (NPS Trust), which is responsible for the implementation of APY. The APY 2023 official website provides information about the scheme, including its features, eligibility criteria, contribution amounts, and benefits.
Subscribers can also register for the scheme, check their account balance, view transaction details, and download their ePRAN card from the website. The website also offers a range of tools and calculators to help subscribers plan their pension investments and calculate their pension benefits.
Atal Pension Yojana 2023 Helpline Number
The Atal Pension Yojana 2023 Helpline Number is 1800-110-069. This helpline is managed by the National Pension System Trust (NPS Trust), which is responsible for the implementation of APY. The APY Yojana 2023 Helpline Number is available from Monday to Saturday, between 8:00 am and 8:00 pm.
Subscribers can call this helpline to get information about the scheme, check their account balance, update their contact details, and resolve any issues related to the scheme. Alternatively, subscribers can also send an email to email@example.com or visit the official APY website, npscra.nsdl.co.in to get assistance.
How to apply for atal pension yojana 2023
The process to apply for Atal Yojana 2023 is as follows:
- Visit the nearest authorized bank or post office and fill out the APY registration form. Submit the form along with a self-attested copy of your Aadhaar card or PAN card.
- Provide your mobile number and email ID to receive transaction alerts and updates related to the scheme. Choose the pension amount you wish to receive per month, based on your age and contribution amount.
- Provide your bank account details for auto-debit of your monthly contribution. Make your first contribution through auto-debit or over-the-counter.
- Once your registration is confirmed, you will receive an acknowledgment receipt and an ePRAN card.
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FAQs related to Atal Pension Yojana 2023
What is Atal Pension Yojana 2023?
Atal Yojana 2023 is a government-backed pension scheme for workers in the unorganized sector.
Who is eligible for Atal Pension Yojana? Indian citizens between the ages of 18 and 40 years who do not have access to formal pension schemes are eligible.